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Take advantage of loan pre-qualification:

Your First Step to Buying a Home.

If you are considering purchasing a home, you should first get to know your financing options so that you can shop within your budget. It’s this simple:

Get pre-qualified

Get fully pre-approved

Shop for a home with your Kal Financial Team “Pre-Approval Guarantee.”
Start today with our online Calculator or call us now at 877.271.4212.

Pre-Qualifying Advantages

  • Know how much house you can afford.
  • Know how much cash you will need for the down payment.
  • Simplifies pre-approval.

Home of the Informed Loan: The Pre-Qualifying Process.

A number of factors determine the price range of homes you’ll want to preview – one of these factors is loan pre-qualification. Items considered when pre-qualifying for a mortgage loan include:

There are many different types of loans to consider – FHA, VA, Conventional and even Bad Credit Loans. We’ll find the best loan for your situation. We can help you make an informed decision as to the type of loan that will fit your purchase needs the best. The pre-qualification is the process where we help you determine which product is best for your home purchase. Use our online Calculator or call us now at 877.271.4212.

The The Kal Financial Team Pre-Approval Guarantee

After a program has been determined with the pre-qualification process, it is time for pre-approval. The Kal Financial Team Pre-Approval Guarantee is our firm commitment to providing you financing for a home. With other lenders and brokers, a pre-approval often times does not hold up when a buyer is in escrow. Not only is this frustrating and a waste of time, buyers can also lose thousands of dollars in escrow deposit money. The Kal Financial Team Pre-Approval Guarantee serves as a “walking credit card” to purchase a home! Buyers should not start their home search without starting this process first. To get your pre-approval we will require the following for underwriter review:

Once these items are in, you will receive your Kal Financial Team Pre-Approval Guarantee and you are ready to shop!

Start Your Process for Your Dream Home With Us.

So you have selected the right loan for your budget through the pre-qualification. You have a Kal Financial Team Pre-Approval Guarantee in hand for that program. It is now time to consult your local real estate professional and shop confidently!

Congratulations, you are well own your way owning a new home!