Trusted throughout the community, the Kal Financial is a proven source providing clients with the highest quality financial services combined with the guaranteed lowest rates available in your area.

Purchasing a Home? Need to Refinance? Consolidating Debt? We Approve.

Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the guaranteed lowest rate no matter what your needs are.

 

Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Through the use of sophisticated pricing technology, we are able to provide you with the ability to see the best rate for your mortgage needs anytime. Our outstanding mortgage professionals work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

 

< Back to Teams

Rob Pavey
Rob Pavey Main Office:
19400 Stevens Creek Blvd.
Ste. 200
Cupertino, CA 95014
Main Number: (408) 477-0440
Our team will personally guide you through all the pricing options for the type of loan you seek. Once your loan begins with us, you will be able to check your loan status every step of the way.
Rob Pavley
Mortgage Advisor
NMLS# 307958
CA BRE# 01879276

Direct: (408) 477-0440
Fax (408) 228-0539
rob@kalfinancial.com

apply now!


Buying a new home can often be one of the biggest and most emotionally intensive financial ventures of your life, and I'm here to help you through it. No two homes and no two borrowers are the exact same, and with that in mind, I seek to build personal relationships with all of my clients in order to tailor every purchase or refinance into their best interest. Working in an ever changing market, I am committed to staying up-to-date in all the rules and regulations so that you have someone you know you can count on for the best financial advice.

I have been offering knowledge and expertise to my clients for 5 years, and am here to provide hassle and headache free closures and transactions to get you into the home of your dreams.

Front-End Production Associates Call to pre-qualify and set a pre-qualification appointment: (408) 316-4562
Our Front-End Production Associates are the first point of contact for our borrowers. They will help them through the qualifying part of the transaction – prescreen the loan application, gather all required information and documents and set an appointment with Rob.

ryan leeder      
Ryan Leeder
Loan Partner 1
Direct: (408) 385‐9711
NMLS# 963519
ryan@kalfinancial.com




 
Contact-to-Close Production Associates Call regarding a loan in process
Our Closing Coordinators will be your point of contact once your file is with our Closing Department. They have years of experience and
will work hand-in-hand with our in-house processors and underwriters. They are dedicated to give excellent customer service. Their
top goal is to have a smooth process and to ensure that you will close on time.

t1 Karla Balajadia t2   t3   t4  
Karla Balajadia
Branch Processing Manager
karla@kalfinancial.com


 


In-House Processing Team Call regarding a loan in process:
  Jeanette Hooker christy tran    
Jeanette Hooker
Sr. Loan Processor
jeanette@kalfinancial.com
Christy Tran
Jr. Loan Processor
christy@kalfinancial.com
   

Business Development Team Call to schedule an appointment with David, learn about our valuable resources, or become
part of our “referral network”: (408) 834-4571

 
Jolene Suggs        
Yolette Nunez
Dialer
Yolette@kalfinancial.com