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Kal Financial:
Your Mortgage Broker

Thank you for taking the time to visit Kal Financial, a Mortgage Broker Firm. We guarantee you
will find plenty of helpful information on our website to help assist you in purchasing your new
home or if you are considering re-financing a home loan.

The Mortgage Banker
vs. The Bank

When you are considering financing
you will have the choice to work with
either a mortgage broker or a bank.
We are professional mortgage brokers
and want to point out a few distinct
facts about some pros and cons of


One: Mortgage Brokers generally have lower costs. Two: Mortgage Brokers generally have more options and connections to network with. Three: Mortgage Brokers generally are more knowledgeable; Professional Brokers have to be licensed whereas someone working for a bank or credit union may not. Four: Mortgage Brokers work by referral and need to deliver 100% satisfaction to our clients. Five: You work directly with with our team of professional mortgage brokers. As a potential buyer you have many loan options; our job is too cut through the red tape so you can have multiple choices from the most competitive lenders for a great rate and unmatched personal customer service.


One: Banks are convenient because they often have many locations. Two: Banks often advertise rates with points, be careful to read the terms and conditions VERY carefully. Three: Banks they are not required to be licensed. Four: Banks will get cross sold on other products. Five: Generally speaking, banks may talk with the loan officer once and then their assistant or processor the rest of the time.

Those are just 10 factors to consider, obviously there are many more ways to compare the two but Kal Financial is a top mortgage broker firm which allows us to give you the best rates and unparalleled customer service.

Campbell Real
Estate Experts

Campbell California Home Loans

Buying a home is a big moment in your life, regardless of whether you are planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking for Campbell California home loans, you will find that this site is a complete resource full of insider secrets that will allow you to choose the Campbell California mortgage program best suited to your financial needs.

Campbell California Mortgages

The goal of any mortgage broker is to ensure we make it fast and easy for all perspective home buyers which includes: people buying a home for the first time, small business owners and people purchasing a home with less than perfect credit to get the Campbell California home loans you need for the home you want. Kal Financial wants to go above and beyond to make sure you have a 5 star experience throughout the whole process!

Campbell California Real Estate

Kal Financial offers many great resources on our website please make sure you get the following free resources such as how does the loan process work with Kal Financial? We have a Free Campbell California Mortgage Calculators or fill out a 100% FREE, No-Obligation, Secure Online Loan Application or give us a call at the office at (408) 834-4571, we are here to help you with all of your home loans needs.

Got a Quick Question?

Click the "Contact Us” link above to send us a message by email or feel free to call our
office at
877 271-4212.

Kal Financial Home Office: 2542 South Bascom Avenue Suite 130, Campbell, CA 95008 | sales/support: or
Main Number: 877 271-4212 | Fax Number: 408-228-0539 | Email: or